Son d\u00f6nemde sosyal medyada \u201cIBANzedeler\u201d olarak adland\u0131r\u0131lan yeni bir ma\u011fduriyet t\u00fcr\u00fc g\u00fcndeme geldi. Doland\u0131r\u0131c\u0131l\u0131k ve yasa d\u0131\u015f\u0131 para transferlerinde, \u00fc\u00e7\u00fcnc\u00fc ki\u015filere ait banka hesaplar\u0131n\u0131n giderek daha s\u0131k kullan\u0131ld\u0131\u011f\u0131 bu y\u00f6ntemde, para hareketleri farkl\u0131 hesaplar aras\u0131nda dola\u015ft\u0131r\u0131larak i\u015flemlerin ger\u00e7ek kayna\u011f\u0131 bilin\u00e7li olarak gizlenmeye \u00e7al\u0131\u015f\u0131l\u0131yor.<\/p>\n
S\u00fcrece dahil olan ki\u015filer farkl\u0131 profillere sahip. Baz\u0131lar\u0131 hesaplar\u0131n\u0131 bilerek ya da para kar\u015f\u0131l\u0131\u011f\u0131 kulland\u0131r\u0131rken, baz\u0131lar\u0131 akraba veya tan\u0131d\u0131klar\u0131n\u0131n talebi \u00fczerine, burs, yard\u0131m, ba\u011f\u0131\u015f ve basit bir para transferiyle ya ki\u015fisel hesaplar\u0131n\u0131 a\u00e7t\u0131 ya da hesaplara transfer yapt\u0131. Baz\u0131 vakalarda hesap sahipleri, hesab\u0131n nas\u0131l kullan\u0131laca\u011f\u0131n\u0131 tam olarak bilmiyor veya i\u015flemlerin kapsam\u0131n\u0131 \u00f6ng\u00f6remiyor. TCK\u2019NIN 158. MADDES\u0130N\u0130N UZLA\u015eMA KAPSAMINA ALINMASI Y\u00d6N\u00dcNDE TALEPLER VAR<\/p>\n
Adalet Bakan\u0131 Y\u0131lmaz Tun\u00e7 da konuya ili\u015fkin yapt\u0131\u011f\u0131 a\u00e7\u0131klamada, \u201c\u00d6zellikle internette doland\u0131r\u0131c\u0131l\u0131\u011fa muhatap olan gen\u00e7lerimiz var, i\u015fte bug\u00fcn g\u00fcndemde olan IBAN kulland\u0131rma. Kulland\u0131r\u0131lmaz, yani hesap numaran\u0131z\u0131 bir ba\u015fkas\u0131na para kar\u015f\u0131l\u0131\u011f\u0131 veremezsiniz. Niye veriyorsunuz? Verdi\u011finiz zaman o para nereden geldi, bunu sorgulamal\u0131s\u0131n\u0131z. Bir doland\u0131r\u0131c\u0131l\u0131\u011fa maruz kalaca\u011f\u0131n\u0131z\u0131 d\u00fc\u015f\u00fcnmeniz gerekir. O nedenle liselerde ve ortaokullarda hukuk ve adalet dersini \u00f6nemsiyoruz\u201d diye konu\u015ftu.<\/p>\n
Ancak para kar\u015f\u0131l\u0131\u011f\u0131 hesap numaras\u0131n\u0131 vermeyenler de ma\u011fdur oluyor. Bu nedenle sosyal medyada T\u00fcrk Ceza Kanunu\u2019nun 158. maddesinin uzla\u015fma kapsam\u0131na al\u0131nmas\u0131 y\u00f6n\u00fcnde bir talep dile getiriliyor. BAZI HESAPLARDA KISA S\u00dcREL\u0130, BAZILARINDA \u0130SE D\u00dcZENL\u0130 PARA HAREKETLER\u0130 TESP\u0130T ED\u0130LD\u0130<\/p>\n
Bili\u015fim Teknolojileri Uzman\u0131 Prof. Dr. Ali Murat K\u0131r\u0131k, \u201c IBANzedeler \u201d ba\u015fl\u0131\u011f\u0131 alt\u0131nda de\u011ferlendirilen vakalar\u0131n tek tip bir durumu yans\u0131tmad\u0131\u011f\u0131na dikkat \u00e7ekti. Prof. Dr. K\u0131r\u0131k, s\u00f6z konusu vakalar\u0131n i\u00e7erik ve ko\u015fullar a\u00e7\u0131s\u0131ndan birbirinden olduk\u00e7a farkl\u0131 \u00f6rneklerden olu\u015ftu\u011funu belirtti. Prof. Dr. K\u0131r\u0131k, baz\u0131 ki\u015filerin banka hesaplar\u0131n\u0131 k\u0131sa s\u00fcreli ve s\u0131n\u0131rl\u0131 i\u015flemler i\u00e7in kulland\u0131rd\u0131\u011f\u0131n\u0131, baz\u0131 hesaplarda ise d\u00fczenli para giri\u015f ve \u00e7\u0131k\u0131\u015flar\u0131n\u0131n tespit edildi\u011fini ifade etti. Hesaplar\u0131n hangi ama\u00e7la kullan\u0131ld\u0131\u011f\u0131, ne kadar s\u00fcreyle i\u015flem g\u00f6rd\u00fc\u011f\u00fc ve hesap sahiplerinin bu s\u00fcre\u00e7lerden ne \u00f6l\u00e7\u00fcde haberdar oldu\u011funun, y\u00fcr\u00fct\u00fclen incelemelerde belirleyici unsurlar aras\u0131nda yer ald\u0131\u011f\u0131n\u0131 vurgulad\u0131. Bu nedenle \u201cIBANzede\u201d kavram\u0131n\u0131n, farkl\u0131 ko\u015fullarda ortaya \u00e7\u0131kan \u00e7ok say\u0131da durumu kapsayan genel bir tan\u0131m haline geldi\u011fini belirten Prof. Dr. K\u0131r\u0131k, kavram\u0131n kamuoyunda geni\u015f bir tart\u0131\u015fma alan\u0131 yaratt\u0131\u011f\u0131n\u0131 s\u00f6yledi. Banka hesaplar\u0131n\u0131n ki\u015fisel kimlik niteli\u011fi ta\u015f\u0131d\u0131\u011f\u0131na da dikkat \u00e7eken uzman isim, \u201cBanka hesab\u0131 kimlik gibidir. Asla kimseye kulland\u0131r\u0131lmamal\u0131. Yap\u0131lan her i\u015flem otomatik olarak hesap sahibine mal ediliyor\u201d uyar\u0131s\u0131nda bulundu.<\/p>\n
\u201c\u0130LK SAVUNMA GENELDE \u2018BEN B\u0130LM\u0130YORDUM, SADECE YARDIM ETMEK \u0130STED\u0130M\u2019 OLUYOR\u201d<\/p>\n
Peki, ma\u011fdur ki\u015fi paran\u0131n aktar\u0131lmas\u0131nda \u201cbilmeden arac\u0131l\u0131k etmi\u015f\u201d olsa bile hangi su\u00e7larla kar\u015f\u0131 kar\u015f\u0131ya kalabiliyor? Bili\u015fim Hukuku Uzman\u0131 Avukat Sefa Karc\u0131o\u011flu \u00f6ncelikle, \u201c5549 say\u0131l\u0131 Su\u00e7 Gelirlerinin Aklanmas\u0131n\u0131n \u00d6nlenmesi Hakk\u0131nda Kanun\u2019un 15. maddesi kapsam\u0131nda, ba\u015fkas\u0131 hesab\u0131na i\u015flem yap\u0131ld\u0131\u011f\u0131n\u0131n bildirilmemesi su\u00e7unu olu\u015fturur\u201d dedi ve ekledi:<\/p>\n
\u201cBu d\u00fczenlemeyle y\u00fck\u00fcml\u00fcler nezdinde veya arac\u0131l\u0131\u011f\u0131yla yap\u0131lacak, kimlik tespitini gerektiren i\u015flemlerde, kendi ad\u0131na ve ba\u015fkas\u0131 hesab\u0131na hareket eden kimse, bu i\u015flemleri yapmadan \u00f6nce kimin hesab\u0131na hareket etti\u011fini y\u00fck\u00fcml\u00fclere yaz\u0131l\u0131 olarak bildirmedi\u011fi takdirde, alt\u0131 aydan bir y\u0131la kadar hapis veya be\u015f bin g\u00fcne kadar adl\u00ee para cezas\u0131yla cezaland\u0131r\u0131l\u0131r.\u201d \u201cBilmeden arac\u0131l\u0131k etmi\u015f diyebilmek i\u00e7in her somut olay\u0131 detayl\u0131 olarak incelemek gerekir\u201d diyen Karc\u0131o\u011flu, \u015f\u00f6yle devam etti:<\/p>\n
— \u00c7\u00fcnk\u00fc bu t\u00fcr su\u00e7larda, banka hesaplar\u0131n\u0131 kulland\u0131r\u0131lan ki\u015filerin ilk savunmas\u0131 \u201cben bilmiyordum, sadece yard\u0131m etmek istedim, hi\u00e7bir menfaatim olmad\u0131\u201d \u015feklinde oluyor. Ger\u00e7ekten de banka hesab\u0131n\u0131 kulland\u0131ran ki\u015finin cezai sorumlulu\u011fundan bahsedebilmek i\u00e7in, kendi hesab\u0131n\u0131 bir ba\u015fkas\u0131na kulland\u0131rm\u0131\u015f olmas\u0131 her zaman su\u00e7a konu bir eylem olmayabilir. — Ceza verilebilmesi i\u00e7in, kulland\u0131r\u0131lan bankadaki hesap hareketlerinin amac\u0131, s\u00fcreklili\u011fi ve s\u0131kl\u0131\u011f\u0131, miktar\u0131, HTS kay\u0131tlar\u0131, bir organizasyon d\u00e2hilinde hareket edilip edilmedi\u011fi ve bir menfaat kar\u015f\u0131l\u0131\u011f\u0131 olup olmad\u0131\u011f\u0131n\u0131n hep birlikte de\u011ferlendirilmesi gerekir. Mahkeme, her somut olaya ayr\u0131 ayr\u0131 de\u011ferlendirme yapacakt\u0131r. Ayr\u0131ca Karc\u0131o\u011flu, \u201cHesap sahibinin su\u00e7 i\u015fleme kast\u0131 olup olmad\u0131\u011f\u0131 tespit edilirken, su\u00e7tan elde edilen menfaatten kazan\u00e7 sa\u011flay\u0131p sa\u011flamad\u0131\u011f\u0131, hesab\u0131n\u0131 kullanan ki\u015fi ya da ki\u015filer ile olan yak\u0131nl\u0131\u011f\u0131, sosyal ili\u015fkisi, hesaba gelen paran\u0131n ne \u015fekilde as\u0131l faillere iletildi\u011fi, aralar\u0131ndaki ili\u015fkinin hayat\u0131n ola\u011fan ak\u0131\u015f\u0131na uygun olup olmad\u0131\u011f\u0131, herhangi bir \u015f\u00fcpheli i\u015flem olmas\u0131na ra\u011fmen i\u015flemlerin devam\u0131na r\u0131za g\u00f6sterip g\u00f6stermedi\u011fi gibi kriterler g\u00f6z \u00f6n\u00fcnde bulundurulabiliyor\u201d \u015feklinde konu\u015ftu. \u2018 UZLA\u015eMA KAPSAMI \u2019 \u0130LE NASIL B\u0130R DURUM TALEP ED\u0130L\u0130YOR?<\/p>\n
Sosyal medyada baz\u0131 ma\u011fdurlar taraf\u0131ndan T\u00fcrk Ceza Kanunu\u2019nun 158. maddesinin uzla\u015fma kapsam\u0131na al\u0131nmas\u0131 y\u00f6n\u00fcnde bir talep dile getiriliyor. Bu talep tam olarak ne anlama geliyor? \u201cTCK m.158\/1-f kapsam\u0131nda y\u00fcr\u00fct\u00fclen soru\u015fturma ve kovu\u015fturmalar\u0131n uzla\u015ft\u0131rma kapsam\u0131na al\u0131nmas\u0131, yasa de\u011fi\u015fikli\u011fiyle m\u00fcmk\u00fcn\u201d diyen Sefa Karc\u0131o\u011flu, \u015fu bilgilerin alt\u0131n\u0131 \u00e7izdi:<\/p>\n
\u201cZarara u\u011frayan ki\u015fi, banka hesab\u0131n\u0131n sahibinden alaca\u011f\u0131n\u0131 tazmin etmesi halinde, dava a\u00e7\u0131lmayacak, uzla\u015fma oldu\u011fu i\u00e7in yarg\u0131lamada yap\u0131lmayacak. Ancak, yurt d\u0131\u015f\u0131ndan gelen yasa d\u0131\u015f\u0131 bahis ya da kara paran\u0131n aklanmas\u0131 i\u00e7in kiralanan banka hesaplar\u0131n\u0131n kullan\u0131lmas\u0131 halinde, ma\u011fdur belli olmad\u0131\u011f\u0131 i\u00e7in, hesab\u0131n\u0131 kulland\u0131ran ki\u015finin uzla\u015faca\u011f\u0131 kimse de olmayaca\u011f\u0131 i\u00e7in, uygulama alan\u0131 k\u0131s\u0131tl\u0131 olacak.\u201d \u201cARTAN DOSYA SAYISIYLA B\u0130RL\u0130KTE MAHKEMELER DAHA DETAYLI ARA\u015eTIRMA YAPIYOR\u201d<\/p>\n
Son zamanlarda artan dosya say\u0131s\u0131yla birlikte mahkemelerin daha detayl\u0131 ara\u015ft\u0131rma yapt\u0131\u011f\u0131n\u0131 ve ger\u00e7ekte neden hesab\u0131n\u0131 bir ba\u015fkas\u0131na verildi\u011fini ara\u015ft\u0131rd\u0131\u011f\u0131n\u0131 s\u00f6yleyen Sefa Karc\u0131o\u011flu, \u201cDevaml\u0131l\u0131k arz etmeyen, ger\u00e7ekten tan\u0131d\u0131\u011f\u0131 ki\u015fiye hi\u00e7bir menfaat elde etmeksizin sadece yard\u0131mc\u0131 olmak amac\u0131yla hesab\u0131n\u0131 kulland\u0131ran ki\u015filer beraat karar\u0131 al\u0131yor\u201d dedi. Karc\u0131o\u011flu, \u015fu bilgilerin alt\u0131n\u0131 \u00e7izdi:<\/p>\n
\u201cYarg\u0131tay 11. Ceza Dairesinin 04.06.2024 tarihli, 2021\/16966 E., 2024\/7470 K. say\u0131l\u0131 karar\u0131 ile \u201cbanka hesab\u0131n\u0131 kulland\u0131ran san\u0131\u011f\u0131n doland\u0131r\u0131c\u0131l\u0131k su\u00e7una ili\u015fkin hukuki durumuna \u201d ili\u015fkin g\u00fcncel ve \u00f6nemli emsal karar\u0131nda, kart\u0131n\u0131n iptal oldu\u011funu s\u00f6yleyen di\u011fer san\u0131\u011fa arkada\u015fl\u0131ktan, ahbapl\u0131ktan kaynaklanan g\u00fcvenden \u00f6t\u00fcr\u00fc kulland\u0131ran, ilgili banka hesab\u0131na transfer edilen bu tutarlardan herhangi \u015fekilde pay\/komisyon veya belirli bir oran ald\u0131\u011f\u0131 ispatlanamayan san\u0131\u011f\u0131n beraatine karar vermi\u015ftir.\u201d IBAN\u2019INI PAYLA\u015eTI\u011eI K\u0130\u015e\u0130 DOLANDIRICI \u00c7IKTIYSA, MA\u011eDUR HANG\u0130 ADIMLARI ATARAK KEND\u0130N\u0130 HUKUK\u0130 OLARAK KORUYAB\u0130L\u0130R? Sefa Karc\u0131o\u011flu, ba\u015fkas\u0131na yard\u0131m amac\u0131yla banka hesab\u0131n\u0131 kulland\u0131ran ki\u015filerin ciddi risklerle kar\u015f\u0131 kar\u015f\u0131ya kalabilece\u011fine dikkat \u00e7ekti.<\/p>\n
Karc\u0131o\u011flu, bu ki\u015filerin hesaplar\u0131n\u0131 d\u00fczenli olarak kontrol etmeleri gerekti\u011fini belirterek, \u201cParan\u0131n nereden geldi\u011fi, nereye gitti\u011fi, miktar\u0131 ve i\u015flem s\u0131kl\u0131\u011f\u0131 mutlaka takip edilmeli. \u015e\u00fcpheli bir durum fark edildi\u011finde vakit kaybetmeden banka ile ileti\u015fime ge\u00e7ilerek hesab\u0131n kullan\u0131ma kapat\u0131lmas\u0131 ve en yak\u0131n karakola gidilerek \u015fik\u00e2yet\u00e7i olunmas\u0131 b\u00fcy\u00fck \u00f6nem ta\u015f\u0131yor\u201d dedi.<\/p>\n
Olas\u0131 bir soru\u015fturmada ma\u011fduriyet ya\u015fanmamas\u0131 i\u00e7in, hesap sahibinin hesab\u0131n\u0131 kulland\u0131rd\u0131\u011f\u0131 ki\u015fiyle olan yaz\u0131\u015fmalar\u0131 ve kay\u0131tlar\u0131 delil olarak saklamas\u0131, ilgili ki\u015finin t\u00fcm bilgilerini de kolluk kuvvetleriyle payla\u015fmas\u0131 gerekti\u011fini vurgulad\u0131.<\/p>\n
T\u00fcrkiye g\u00fcndeminden son dakika haberleri, bug\u00fcn ya\u015fanan en son geli\u015fmeler, siyaset g\u00fcndeminden g\u00fcncel haberler ve b\u00fct\u00fcn son dakika haberleri i\u00e7in H\u00fcrriyet'in internet haber sitesi hurriyet.com.tr; Hurriyet.com.tr haber i\u00e7erikleri kaynak g\u00f6sterilmeden al\u0131nt\u0131 yap\u0131lamaz, Kanuna ayk\u0131r\u0131 ve izinsiz olarak kopyalanamaz, ba\u015fka yerde yay\u0131nlanamaz.<\/p>\n","protected":false},"excerpt":{"rendered":"
Sosyal medyada son g\u00fcnlerde \u201cIBANzedeler\u201d konu\u015fuluyor. Bir mesaj, bir ricayla payla\u015f\u0131lan banka hesab\u0131; kimi zaman a\u011f\u0131r su\u00e7lamalar\u0131n kap\u0131s\u0131n\u0131 aral\u0131yor. Yard\u0131m…<\/p>\n","protected":false},"author":2,"featured_media":615,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[8,1],"tags":[],"class_list":["post-616","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-arsiv","category-uncategorized"],"_links":{"self":[{"href":"https:\/\/eskigazeteci.com\/index.php?rest_route=\/wp\/v2\/posts\/616","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/eskigazeteci.com\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/eskigazeteci.com\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/eskigazeteci.com\/index.php?rest_route=\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/eskigazeteci.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=616"}],"version-history":[{"count":0,"href":"https:\/\/eskigazeteci.com\/index.php?rest_route=\/wp\/v2\/posts\/616\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/eskigazeteci.com\/index.php?rest_route=\/wp\/v2\/media\/615"}],"wp:attachment":[{"href":"https:\/\/eskigazeteci.com\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=616"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/eskigazeteci.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=616"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/eskigazeteci.com\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=616"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}