{"id":4469,"date":"2026-02-25T07:12:44","date_gmt":"2026-02-25T07:12:44","guid":{"rendered":"https:\/\/eskigazeteci.com\/?p=4469"},"modified":"2026-02-25T07:12:44","modified_gmt":"2026-02-25T07:12:44","slug":"mevduat-geriledi-krediler-costu-turkiye-ayristi","status":"publish","type":"post","link":"https:\/\/eskigazeteci.com\/?p=4469","title":{"rendered":"Mevduat geriledi, krediler co\u015ftu: T\u00fcrkiye ayr\u0131\u015ft\u0131"},"content":{"rendered":"<p>Fitch Ratings , Geli\u015fen Piyasalar (EM) En B\u00fcy\u00fck Bankalar \u0130zleme Raporu\u2019nu 2025 y\u0131l\u0131 ilk yar\u0131 (1Y25) finansallar\u0131yla g\u00fcncelledi.<\/p>\n<p>Veri seti, toplam varl\u0131klar\u0131 48 trilyon dolar\u0131n \u00fczerinde olan ve sermaye piyasalar\u0131nda yo\u011fun bor\u00e7lanma ger\u00e7ekle\u015ftiren 142 b\u00fcy\u00fck geli\u015fen piyasa bankas\u0131n\u0131 kaps\u0131yor. \u0130zleme \u00f6rnekleminin, JPMorgan Chase &amp; Co.\u2019nun Kurumsal Geli\u015fen Piyasalar Tahvil Endeksi (CEMBI) kapsam\u0131ndaki bankalarla b\u00fcy\u00fck \u00f6l\u00e7\u00fcde \u00f6rt\u00fc\u015ft\u00fc\u011f\u00fc belirtildi. Bu g\u00fcncellemede yedi yeni bankan\u0131n eklendi\u011fi bildirildi.<\/p>\n<p>Veri setinin, son be\u015f mali y\u0131la ili\u015fkin aktif ve pasif kalemler, likidite, k\u00e2rl\u0131l\u0131k ve sermaye yeterlili\u011fine dair temel oranlar\u0131 i\u00e7erdi\u011fi kaydedildi.<\/p>\n<p>Rapora g\u00f6re, 1Y25\u2019te t\u00fcm bankalarda ortalama kredi b\u00fcy\u00fcmesi y\u0131ll\u0131kland\u0131r\u0131lm\u0131\u015f bazda y\u00fczde 12 oldu. B\u00fcy\u00fcmeye y\u00fczde 31 ile a\u011f\u0131rl\u0131kl\u0131 olarak T\u00fcrkiye\u2019deki bankalar\u0131n etkisiyle geli\u015fen Avrupa bankalar\u0131 \u00f6nc\u00fcl\u00fck etti. Latin Amerika bankalar\u0131nda br\u00fct krediler ortalama y\u00fczde 8 artarken, bu art\u0131\u015fa ba\u015fta baz\u0131 Brezilya bankalar\u0131 katk\u0131 sa\u011flad\u0131. Buna kar\u015f\u0131l\u0131k mevduat taban\u0131n\u0131n ortalama y\u00fczde 2 darald\u0131\u011f\u0131 belirtildi.<\/p>\n<p>Geli\u015fen piyasa bankalar\u0131n\u0131n net faiz marj\u0131 (NIM) 1Y25\u2019te genel olarak y\u00fczde 4,2 seviyesinde yatay kald\u0131. \u00c7o\u011fu b\u00f6lgede ortalama NIM\u2019ler&#8230;<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Fitch\u2019in 2025 ilk yar\u0131 verilerine g\u00f6re, geli\u015fen piyasa bankalar\u0131nda kredi b\u00fcy\u00fcmesi h\u0131zlan\u0131rken, T\u00fcrkiye\u2019deki bankalar performans\u0131yla geli\u015fen Avrupa\u2019ya&#8230;<\/p>\n","protected":false},"author":2,"featured_media":4468,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[8,6,5],"tags":[],"class_list":["post-4469","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-arsiv","category-gundem","category-son-dakika"],"_links":{"self":[{"href":"https:\/\/eskigazeteci.com\/index.php?rest_route=\/wp\/v2\/posts\/4469","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/eskigazeteci.com\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/eskigazeteci.com\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/eskigazeteci.com\/index.php?rest_route=\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/eskigazeteci.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=4469"}],"version-history":[{"count":0,"href":"https:\/\/eskigazeteci.com\/index.php?rest_route=\/wp\/v2\/posts\/4469\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/eskigazeteci.com\/index.php?rest_route=\/wp\/v2\/media\/4468"}],"wp:attachment":[{"href":"https:\/\/eskigazeteci.com\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=4469"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/eskigazeteci.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=4469"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/eskigazeteci.com\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=4469"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}