{"id":21535,"date":"2026-04-08T16:33:52","date_gmt":"2026-04-08T16:33:52","guid":{"rendered":"https:\/\/eskigazeteci.com\/?p=21535"},"modified":"2026-04-08T16:33:52","modified_gmt":"2026-04-08T16:33:52","slug":"kredi-ve-kredi-karti-borc-yapilandirma-basvurusu-2026","status":"publish","type":"post","link":"https:\/\/eskigazeteci.com\/?p=21535","title":{"rendered":"KRED\u0130 VE KRED\u0130 KARTI BOR\u00c7 YAPILANDIRMA BA\u015eVURUSU 2026"},"content":{"rendered":"<p>Kredi ve kredi kart\u0131 bor\u00e7 yap\u0131land\u0131rma ba\u015fvurusu son tarih ne zaman? sorusu vatanda\u015flar\u0131n g\u00fcndeminde yer almaya devam ediyor. Kredi kart\u0131 borcu ve ihtiya\u00e7 kredisi borcu yap\u0131land\u0131rma tarihleri ve \u00f6deme plan\u0131 ile ilgili detaylar, BDDK a\u00e7\u0131klamas\u0131 sonras\u0131 takip ediliyor. Yap\u0131lan a\u00e7\u0131klamaya g\u00f6re d\u00f6nem borcu k\u0131smen ya da tamamen \u00f6denmemi\u015f bireysel kredi kartlar\u0131 ile \u00f6demesi 30 g\u00fcnden fazla gecikmi\u015f ihtiya\u00e7 kredilerinin, yap\u0131land\u0131rma tarihindeki bor\u00e7 bakiyelerinin, kart hamili\/bor\u00e7lu taraf\u0131ndan 3 ay i\u00e7inde talep edilmesi h\u00e2linde azami 48 ay vadeyle yeniden yap\u0131land\u0131r\u0131labilmesine imk\u00e2n sa\u011flanacak. Peki kredi kart\u0131 yap\u0131land\u0131rma ba\u015fvurular\u0131 nas\u0131l yap\u0131l\u0131r, taksitlendirme hesaplamas\u0131 nas\u0131l yap\u0131l\u0131r? \u0130\u015fte ayr\u0131nt\u0131lar&#8230;<\/p>\n<p>BDDK taraf\u0131ndan 3 ay olarak belirlenen ba\u015fvuru s\u00fcresi 29 Nisan 2026 tarihinde sona erecek. Bu tarihe kadar ba\u015fvuru yapmayanlar, yap\u0131land\u0131rma hakk\u0131ndan yararlanamayacak.<\/p>\n<p>Yap\u0131land\u0131rma i\u00e7in vade se\u00e7enekleri 48 aya kadar \u00e7\u0131kart\u0131ld\u0131. Resmi Gazete&#x27;de yay\u0131nlanan y\u00f6netmeli\u011fe g\u00f6re de uygulanacak akdi faiz oran\u0131, ilan edilen ayl\u0131k referans oran\u0131n\u0131 a\u015famayacak. Bu da y\u00fczde 3.11 olarak belirlendi.<\/p>\n<p>Son \u00f6deme tarihinde d\u00f6nem borcu k\u0131smen ya da tamamen \u00f6denmemi\u015f bireysel kredi kartlar\u0131 ile 29&#8230;<\/p>\n","protected":false},"excerpt":{"rendered":"<p>BDD bor\u00e7 yap\u0131land\u0131rma ba\u015fvurusu 2026, son ba\u015fvuru tarihi yakla\u015f\u0131rken h\u0131z kazand\u0131. Bankac\u0131l\u0131k D\u00fczenleme ve Denetleme Kurumu (BDDK) taraf\u0131ndan finansal&#8230;<\/p>\n","protected":false},"author":2,"featured_media":21534,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[8,6,5],"tags":[],"class_list":["post-21535","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-arsiv","category-gundem","category-son-dakika"],"_links":{"self":[{"href":"https:\/\/eskigazeteci.com\/index.php?rest_route=\/wp\/v2\/posts\/21535","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/eskigazeteci.com\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/eskigazeteci.com\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/eskigazeteci.com\/index.php?rest_route=\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/eskigazeteci.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=21535"}],"version-history":[{"count":0,"href":"https:\/\/eskigazeteci.com\/index.php?rest_route=\/wp\/v2\/posts\/21535\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/eskigazeteci.com\/index.php?rest_route=\/wp\/v2\/media\/21534"}],"wp:attachment":[{"href":"https:\/\/eskigazeteci.com\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=21535"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/eskigazeteci.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=21535"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/eskigazeteci.com\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=21535"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}